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Crypto Miami

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Channel address: @crypto_miami
Categories: Cryptocurrencies
Language: English
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💥Latest Cryptocurrency and Blockhchain news.
Contact: @Arpiner7

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The latest Messages

2023-05-19 22:00:15
NFTs in the academy: Fighting fake credentials and unfair wages

The rise of fake credentials and teachers being undervalued and underpaid are some of the recurring problems that the education sector continues to face.

One of the pressing issues in education is fake credentials. On May 18, The Washington Post reported that there are about 2,800 people who purchased their credentials without attending the proper classes. They were able to pass the National Council Licensure Examination in the United States. Authorities are now trying to find these people.

This is not a one-off problem. In the United States, some estimate that around 100,000 fake degrees are purchased from illegitimate institutions or “diploma mills” every year. Some of these degrees can be bought for $1,000 without any of the work required for such academic achievements.
118.5K views19:00
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2023-05-18 19:30:00 Did you know that Japan's economy is one of the most developed economies in the world?

Imagine how much money Japanese companies can invest in the crypto segment in the near future

Today, one of our admins found a promising project called STAR that aims to help Japanese businesses communicate effectively about their products and technologies.

You can learn more about all the prospects of this project

...and be prepared for the big pump of their coin in the next few days. Purchase it here before the whole planet has it.
38.4K viewsedited  16:30
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2023-05-16 22:00:01Crypto bank runs in 2022 catalyzed by institutional withdrawals: Research

The 2022 crypto bank runs — caused by the failure of multiple ecosystem giants — have had a lasting impact on the crypto industry. A new research report from the Federal Reserve Bank of Chicago (FRBC) has identified several key factors and catalysts that accelerated last year’s crypto crisis.

The report identified that withdrawals by crypto whales and large account holders on centralized exchanges, including some key institutional accounts, created a liquidity crisis that eventually led to the bank run.

The first crisis came from the Terra collapse, spurring customer outflows for many crypto lenders with exposure to the Terra ecosystem. Celsius and Voyager Digital saw outflows of 20% and 14% of their customer funds, respectively, in the 11 days after the collapse. Celsius had also invested nearly a billion dollars in Terra’s failed algorithmic stablecoin.

The second major crisis, catalyzed by high customer outflows, came from Three Arrows Capital’s (3AC) downfall in July 2022. Celsius and Voyager Digital saw another round of outflows of 10% and 39%, respectively, due to their exposure to the bankrupt 3AC.

3AC became a major source of contagion in the crypto industry as multiple firms had lent billions in crypto assets to the hedge fund, resulting in a major crisis after its failure. Genesis Capital provided 3AC with loans totaling around $2.4 billion; BlockFi provided $1 billion; Voyager Digital provided $350 million and 15,250 Bitcoin, worth approximately $328 million in July 2022; and Celsius provided around $75 million.
120.5K views19:00
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2023-05-14 22:01:06
Referral marketing refers to a system for promoting a brand, service, product or service through recommendations from users or other interested parties.

The brand offers a person (he is called a referee or referrer) a bonus for attracting an audience, and he is looking for ways to bring new clients (referrals) to the site /company/entrepreneur.

Attrace will launch the world’s first DApp Referral Marketplace , which enables the launch of the world’s first IDO Referral Trustless decentralized promotion of an IDO.

The world’s first IDO Referral will be the Attrace IDO Referral

Full details of the DOOR and how to get yourself on the whitelist can be found here
75.0K views19:01
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2023-05-13 22:30:00MakerDAO publishes 5-phase roadmap featuring funding for open-source AI projects

DAI stablecoin proprietor MakerDAO offered up an AI-heavy roadmap for the future with plans for a new blockchain .

MakerDAO, the decentralized autonomous organization (DAO) behind the Dai stablecoin and its related Maker governance token, recently announced a slew of planned updates to its ecosystem, including a heavy focus on artificial intelligence (AI) technologies and the planned development of a new blockchain.

Beginning with an upgrade to unify the organization’s brand, the new roadmap details a five-phase project called “Endgame.”

Per an official forum post written by MakerDAO co-founder Rune Christensen, the first phase of Endgame will involve a “full rebrand” to unify the Dai and Maker brands.

“Crucially,” writes Christensen, “Dai and MKR will not be altered.” MakerDAO intends to preserve both tokens in their current form. However, the organization does intend to add two new tokens with updated features which are being temporarily referred to as “NewStable” and “NewGovToken.”

Christensen elaborated on this in a reply to a comment on the post:

“Dai will remain and will be the undisturbed OG stablecoin with no flashy features, and its liquidity will always be bootstrapped by the unlimited 1:1 conversion to NewStable.”

Going forward, the “key product launch of Endgame” will include the eventual launch of six “Maker SubDAOs” and accompanying NewStable token farms.

The subDAOs will be split between facilitator and allocator DAOs and, per Christensen, their purpose will be to streamline the “workload and complexity that Maker Governance needs to manage.”

Phase three of the roadmap is all about AI. MakerDAO intends to launch several internal AI tools to optimize governance tasks such as monitoring and data siloing.

the planned launch of the AI tools, MakerDAO intends to enter the open-source AI development space with a project entitled “The Purpose Fund.
101.0K views19:30
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2023-05-12 23:00:46
Pay employee salary with only one click using cryptocurrency!

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PayMoments is a cryptocurrency-based online accounting platform that will improve your productivity and help you save time, money, and resources.

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12.6K views20:00
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2023-05-10 23:30:00Buzzfeed shutters news division, leans into AI

Less than one month after it shuttered its news division and laid off 180 staffers, BuzzFeed’s CEO says it’s “leaning into AI” in a Q1 earnings call.

In its first quarter financial call, the digital media company BuzzFeed revealed significant declines in revenue and hinted at upcoming changes in the near future.

According to an official press release from the company, the media outlet is down 27% in its Q1 revenue compared with 2022. Additionally, both advertising and content revenue declined by at least 30%.

Buzzfeed founder and CEO Jonah Peretti said to address these shortfalls, the company will need to “adapt,” which will include integrating artificial intelligence (AI).

“By leaning into Creators and AI, I believe we can unlock new opportunities across our portfolio of trusted brands…”

The statement comes after BuzzFeed shut down its news division and laid off 180 staff toward the end of April. At the time, a spokesperson from BuzzFeed said none of the jobs were being replaced by AI, though Peretti commented that AI would become “part of our core business.”

Cointelegraph reached out to BuzzFeed for further comment on integrating AI into its content strategy.

Although BuzzFeed says AI is not taking over any jobs, other companies cannot say the same. Earlier in May, the CEO of technology firm IMB said that around 7,800 jobs at the company could be replaced by AI within years.

On May 9, the fast food restaurant Wendy’s announced it will be trialing an AI chatbot drive-thru operator it calls “FreshAI.” The bot is said to reduce costs so funds can be allocated elsewhere.

Companies may see AI as enhancing cost efficiency by cutting back on roles. However, a study by Accenture revealed that 40% of working hours across various industries are at risk of AI takeover as tools like ChatGPT advance.
18.1K views20:30
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2023-05-07 21:31:05
Tim Cook says Apple will weave AI into products as researchers work on solving bias

CEO Tim Cook gave a rare, if guarded, glimpse into Apple’s walled garden during the Q&A portion of a recent earnings call when asked his thoughts on generative artificial intelligence (AI) and where he “sees it going.”

Cook refrained from revealing Apple’s plans, stating upfront, “We don’t comment on product roadmaps.” However, he did intimate that the company was interested in the space:

“I do think it’s very important to be deliberate and thoughtful in how you approach these things. And there’s a number of issues that need to be sorted. … But the potential is certainly very interesting.”
125.0K views18:31
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2023-05-04 23:50:00Bitget pledges $10M for Blockchain4Youth corporate responsibility project

Blockchain4Youth will provide courses through Bitget Academy and host university lectures on the topic of Web3.

On May 4, cryptocurrency derivatives exchange Bitget announced it would allocate $10 million over five years for its novel corporate social responsibility project. Dubbed "Blockchain4Youth," the project will provide blockchain courses and certifications through Bitget Academy and host campus lectures in partnership with universities worldwide. In addition, Bitget staff wrote:

"The platform will also collaborate with other leading blockchain firms to incubate innovative projects by young entrepreneurs and host U30 (Under the age of 30) hackathons to identify the most promising ones."

Blockchain4Youth will commence this month with a series of campus lectures on Web3 held in universities across Taiwan, Vietnam and Thailand. Bitget Academy courses will also be available around the same time. The exchange says it is open to partnerships with educators for its novel initiative. Currently, Bitget has around 8 million users across more than 100 countries.

According to a recent Bitget survey involving more than 250,000 respondents, 46% of millennials across major economies such as the United States, China, Japan, Germany, Nigeria and Indonesia currently own cryptocurrencies compared to 25% of Gen X, 21% of Gen Z and 8% of baby boomers. Furthermore, 27% of millennials and 36% of Gen Z respondents said they considered cryptocurrency regulation an important factor when voting for political candidates.

In a similar venture, Binance Charity pledged to provide more than 30,000 scholarships in 2023. At the time, over 82,000 applicants were interested in joining the next cohort, equating to an acceptance rate of about 37%. The organization says it has committed $23 million to 32 Web3 social projects since its inception in 2018.
149.8K views20:50
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2023-05-01 23:30:00JPMorgan to acquire troubled First Republic Bank

Banking giant JPMorgan will take over the assets of the troubled First Republic Bank after its seizure by the California Department of Financial Protection and Innovation.

The American banking giant JPMorgan Chase is set to acquire First Republic Bank’s (FRB) assets after early efforts to rescue it failed. JPMorgan and multiple other banks submitted a bid to acquire the assets of troubled FRB on April 29.

The California Department of Financial Protection and Innovation closed FRB on May 1 and entered into an agreement with the Federal Deposit Insurance Corporation (FDIC) as the receiver. The FDIC then entered into a purchase and assumption agreement with JPMorgan to protect depositors.

JPMorgan will assume all assets of First Republic Bank , including uninsured deposits. FRB currently has $229.1 billion in assets and $103.9 billion in deposits.

As part of the transfer, 84 locations of First Republic Bank in eight states will reopen as JPMorgan Chase. All depositors of FRB will become a part of JPMorgan and have access to their total deposits insured by FDIC. Customers can continue to avail of banking services at the current branch until they receive any change notification from JPMorgan.

Apart from the transfer of assets, a loss-sharing agreement was also agreed upon between the FDIC and JPMorgan for residential and commercial loans acquired by the FRB. The losses and any recoveries on the loans covered by the loss-share agreement will be split between the FDIC, in its capacity as receiver, and JPMorgan.

The trouble started brewing for FRB on April 26 when the news about a government receivership surfaced. The bank’s shares started tanking from the announcement, sinking 20% in hours. The days following the announcement were even more volatile for the bank before the regulators eventually closed the bank.

FRB joined Silicon Valley Bank and Signature Bank to become the latest U.S. bank to collapse in 2023.
141.3K views20:30
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