An ACH transfer is an electronic method of transferring funds | CARDING LEGENDS

An ACH transfer is an electronic method of transferring funds from one bank to another in the U.S. through the Automated Clearing House network. To process an ACH transfer, funds are requested from the originating bank account and transferred into the receiving bank account. ACH transfers are generally done in groups or batches and can take anywhere from a few hours to several days to be completed.

ACH is a US-only network, thus not available for payees outside the United States.

Some people may refer to ACH payments as either direct deposit or direct pay via ACH.