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2023-03-09 15:15:00 ​XRP Beats Bitcoin

XRP has emerged as one of the top gaining cryptos while the cumulative digital asset market cap dropped below the crucial $1 trillion mark. However, XRP has turned out to be the biggest gainer among the top 10 cryptos.

XRP price has surged by almost 4% over the past 24 hours beating the ongoing sellers’ sentiment. As per the data, Ripple’s native token has turned out to be the only crypto among the biggest 10 digital assets to print green indexes over the past 7 days. XRP price is up by over 2% in the last 7 days while Bitcoin price has dropped by more than 7%.

XRP is trading at an average price of $0.387, at the press time. However, its 24 hour trading volume is up by 21% to stand at $1.9 billion.On-chain data depicts that the crypto whale addresses are moving millions of XRP over exchanges in reaction to the latest rulings in the long running US SEC Vs Ripple lawsuit. Open / Comment

2023-03-08 22:00:10 Roma and Real Sociedad will square off at Stadio Olimpico in an eagerly anticipated Europa League match.

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2023-03-08 20:56:01 ​​Three-quarters of institutions to use crypto in the three years.

Ripple’s new Value Report on enterprise crypto and blockchain highlights NFT, blockchain and CBDC utility in business settings.

A whopping 76% of surveyed financial institutions plan on using crypto within the next three years, according to the report. Ripple’s new report highlights trends in the adoption and utilization of emerging technologies like crypto and blockchain in enterprise and financial institutions.

Both financial institutions and enterprises are understanding the benefits of internal crypto usage. The most common reason is that crypto gives more people access to more financial services, says 42% of financial institutions and 41% of enterprises.

According to the survey, portfolio management and payments come forward as the most valuable additions to the enterprise world. Portfolio management is detailed as hedging against inflation, hedging against other asset types and asset appreciation. Participants said data security and quality are two major benefits of blockchain and crypto usage for payments.

Nonetheless, as this is an emerging technology, adoption is still an uphill battle for large institutions. According to the report, enterprises and financial institutions both find that a general lack of understanding is one of the biggest challenges.

However, the report also stressed that the slow-moving process of regulations surrounding the industry stirs up hesitation from potential users. Regulations from countries across the globe have been in constant flux as officials rush to keep up with the fast-paced crypto scene.

Recently, regulators in the United States came under scrutiny from the U.S. Congress for their “non-judicial actions” against crypto companies. The Securities and Exchange Commission (SEC) is in the throes of implementing effective crypto regulations for one of the industry’s most active regions.

Despite setbacks in crypto-ed and murky regulations, the report still reveals the active interest of global institutions and central bank digital currencies (CBDCs). 34% of surveyed institutions say CBDCs will help with the “acceleration of digitization of finance” and give “greater access to credit for consumers and businesses.” Open / Comment

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2023-03-07 13:52:31 ​Reserve Bank of Australia Unveils Proposed CBDC Use Cases

The Reserve Bank of Australia said on March 3 that it has selected 14 digital currency proposed use cases from a large number of submissions obtained from industry participants. An assistant governor at the RBA, Brad Jones, said the Aussie central bank is encouraged by the composition of providers that have been “invited to participate in the live pilot.”

The Australia central bank, which has been exploring the benefits of central bank digital currency (CBDC), recently announced the digital currency’s proposed use cases as well as the names of providers “invited to participate in the live pilot.” In a press statement, the bank, which is known as the Reserve Bank of Australia (RBA), said the chosen use cases were selected from a large number of submissions from industry participants.

Brad Jones, an assistant governor at the RBA, is quoted in the statement lauding the industry participants’ willingness to engage regulators. Jones said:

We are delighted with the enthusiastic engagement by industry in this important research project. It has also been encouraging that the use case providers that have been invited to participate in the pilot span a wide range of entities in the Australian financial system, from smaller fintechs to large financial institutions. Open / Comment

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2023-03-06 09:49:40 ​Ripple CTO Reacts to XRP Fee Hike Proposal

The XRP community is in a heated debate over the proposal to increase transaction fees to boost the price of the controversial token.

David Schwartz, Ripple's chief technical officer, responded to the proposal, stating that he agrees that transaction fees should reflect the actual cost a transaction imposes on the network.

However, the architect behind the XRP Ledger disagreed with the notion of using transaction fee destruction as an artificial mechanism to put upward pressure on XRP's price.

Schwartz further explained that the advantage of the XRPL is low-cost, high-speed transaction confirmation. Still, he believes that node operators should not subsidize transactions whose value is less than their total cost.

According to Schwartz, if the transaction fee is less than the actual cost of a transaction, executing the transaction could destroy value and discourage people from running nodes. In contrast, if the fee is more than the cost, there would be needless friction. Open / Comment

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2023-03-05 13:29:57 ​Polygon and Mercy Corps bring blockchain to underserved communities.

The Polygon network and Mercy Corps Ventures partnership target underserved communities in blockchain awareness and education initiatives.

Blockchain technology continues to make its way into mainstream view, as many companies adopt it as a part of their operations. With the push for adoption comes the simultaneous need for more education about the technology.

A new partnership announced on March 2 between the Polygon blockchain network and Mercy Corps Ventures — the investment arm of the humanitarian organization Mercy Corps — focuses on bringing blockchain education and opportunities to underserved communities. Open / Comment

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