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How to deal with friends who borrow money but don't pay it bac | Retire at 35

How to deal with friends who borrow money but don't pay it back.

Long ago I introduced the technique of how to accurately get rid of the beggars.
If they ask for a small amount (up to $750), then I provide them with the necessary amount and mentally say goodbye to the person forever.
If they ask for a larger amount, then I bring up certain arguments and say "no".

What about the embarrassment? I have set a specific goal for my therapist - I don't want to feel awkward when I say no to my friends and family.
We have resolved this issue in one therapy session.

Now I no longer have any friends or relatives who owe me a large sum of money.

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@retire_at_35